PRIVACY POLICY

  1. We collect nonpublic personal information about you from the following sources:
    • - Information we receive from you on applications or other forms;
    • - Information about your transactions with us, our affiliates, or others; and
    • - Information we receive from a consumer reporting agency.
  2. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
  3. We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
  4. We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
    • - Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
    • - Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
    • - Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
  5. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.
 
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“My wife & I cannot recommend Bill Emhoff adequately enough except say his work with our home loan process was "superlative" from start to finish!!!! He was tireless in pursuing & obtaining the best rate and locking it in at just the right time. He is the one to go to for counsel on the current mortgage market.”

- John O’Brien

"My wife and I worked with Bill Emhoff on two transactions last year. Even as a writer, it would be difficult for me to say in words how happy we were to have worked with Bill. He was: patient; professional; great at explaining all of our options and delivered on absolutely everything he promised to deliver. In both cases, we were ecstatic with the new loans we obtained. I would highly recommend Bill to anyone looking to buy, sell or refinance."

- David Polsky

“As a 10 year Real Estate Professional, I have dealt with many lenders. There are only a couple lenders I use on a regular basis. Bill Emhoff is one of them. He is a seasoned professional, an excellent resource, and I would highly recommend him to anyone in need of his services”.

- Leo McHale, Rodeo Realty, Westlake Village

"The rate was so good that about twenty loan brokers who had called me after I had locked the rate all implied in one way or another that I would never get the pricing I was quoted. However Bill did an excellent job of guiding me through the process and funding the quoted loan. I heartily recommend Bill's professionalism.”

- Alan German

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